Storing many big files in database- should I do it?

Hello,

I have a web application where users upload/share files.
After file is uploaded it is copied to S3 and all subsequent downloads
are done from there.
So in a file's lifetime it's accessed only twice- when created and
when copied to S3.

Files are documents, of different size from few kilobytes to 200
Megabytes. Number of files: thousands to hundreds of thousands.

My dilemma is - Should I store files in PGSQL database or store in
filesystem and keep only metadata in database?

I see the possible cons of using PGSQL as storage:
- more network bandwidth required comparing to access NFS-mounted filesystem ?
- if database becomes corrupt you can't recover individual files
- you can't backup live database unless you install complicated
replication add-ons
- more CPU required to store/retrieve files (comparing to filesystem access)
- size overhead, e.g. storing 1000 bytes will take 1000 bytes in
database + 100 bytes for db metadata, index, etc. with lot of files
this will be a lot of overhead.

Are these concerns valid?
Anyone had this kind of design problem and how did you solve it?

Thanks.